This Terms and Conditions describes Our procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights an how the law protects You.
Types Of Data Collected
While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally, identifiable information may include, but is not limited to:
First name and last name
National ID Card No
Address, State, Province, ZIP/Postal code, City
Usage Data is collected automatically when using the Service.
When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
Permission asked before Using the Application
Before using Our Application, in order to get all the features of Our Application, We may seek, with Your prior permission:
Information regarding your location
Camera access for video calling
Microphone access for audio calling
Storage data for application space
We use this information to provide features of Our Service, to improve and customize Our Service. The information may be uploaded to the Company's servers and/or a Service Provider's server or it may be simply stored on Your device.
Use of your Personal Data
The Company may use Personal Data for the following purposes:
To provide and maintain our Service, including to monitor the usage of our Service.
To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
To provide You: With news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
To manage Your requests: To attend and manage Your requests to Us.
For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.
We may share Your personal information in the following situations:
With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.
With Your consent: We may disclose Your personal information for any other purpose with Your consent.
Description & Acceptance of Services
SHONGJOGyou, hereby offers you with access to information primarily about certain financial products/services including, but not restricted, to loan facility, credit cards facility, investment services such as bank account, Fixed Deposits etc. in conjunction along with your selection of the services ("ancillary services"). The abovesaid services and ancillary services are provided on a commercially reasonably effort basis and you agree that your participation for availing the above-mentioned services is only at your will and consent.
Your continued usage of the services and ancillary services from time to time would also constitute acceptance of the Terms including any updating or modification thereof and you'd be bound by this Agreement until this Agreement is terminated as per provisions defined herein.
You agree and authorize SHONGJOGyou to share your information with banks and financial institutions/organizations attached with us.
SHONGJOGyou will retain and use your information as necessary to adjust to our legal obligations, resolve disputes and enforce our agreements entered into for providing services and ancillary services.
Access of the website
You acknowledge and agree that SHONGJOGyou owns all right, title and interest in and to the services, including any intellectual property rights which subsist within the services (whether those rights are registered or not). you extra acknowledge that the services may contain information which is designated confidential by company which you shall not disclose such information without company`s prior written consent. The contents of the website, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software and other material are the owned/licensed by/to SHONGJOGyou and/or bank/financial institution/their licensors and are duly protected by them under applicable copyright, trademark and other laws.
Registering with us
You understand that you are solely liable for maintaining the confidentiality of your password which, along with your Login/user ID (as is also applicable in accordance with the Service selected), allows you to access the Service. You agree that you are answerable for maintaining the confidentiality of your Login ID and password, and for restricting access to your computer/mobile device. You comply with accept responsibility for all activities that occur under your account or password. due to this, we strongly recommend that you exit from your account at the end of every session. You comply with notify company immediately of any unauthorized use of your account or the other breach of security. you further agree that company shall not be answerable for any unauthorized use or access, unless it's proved that the unauthorized use or access occurred solely because of reasons directly owing to company.
You shall provide true, accurate, current and complete information about yourself and undertake to inform/update of any change in your Registration Information promptly and keep it up-to-date and accurate in any respect times, because it contains a direct concerning the supply of services and ancillary services by or through company. You agree to not misrepresent your identity nor will you create a shot to create an unlawful access to the website or use of the services.
Eligibility for Financial Products
User understands and agrees that any transaction for any Financial Products is between User and bank/financial institutions. Users might not be eligible for any or all of the Financial Products appearing on the website, or for the rates appearing on the website, and also the bank/financial institutions, and not SHONGJOGyou, is liable for approving or denying any application for any Financial Products in its sole discretion.
Limitation of Liability
Under no circumstances shall SHONGJOGyou be responsible for any indirect, incidental, special, consequential, exemplary or other damages whatsoever, including, without limitation, any damages that result from-
(i) Your use of or your inability to use this website.
(ii) Errors, mistakes, or inaccuracies within the materials on the website.
(iii) Personal injury or property damage of any kind whatsoever arising from or referring to your use of the service, any bugs, viruses, trojan horses, or the other files or data that will be harmful to computer or communication system or data that may be transmitted to or through the website.
(iv) Any errors or omissions in any material on the website or materials provided by banks/financial institutions, or the other loss or damage of any kind arising from or regarding your use of the website.
You comply with compensations and hold company (and its affiliates, directors, agents and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or associated with your breach of this TOU, your violation of any law or the rights of a bank/financial institution, or your use of the website.
You acknowledge and agree that the website may contain advertisements for bank's/financial institution's Financial Products and other bank's/financial institution's products and services. If you choose to own any business dealings with a Vendor or other banks/financial institutions whose products or services is also advertised on the website, you acknowledge and agree that such dealings are solely between you and such advertiser and you additional acknowledge and agree that SHONGJOGyou shall not have any responsibility or liability for any losses or damages that you simply may incur as a result of any such dealings. You shall be liable for obtaining access to the website and acknowledge that such access may involve bank's/financial institution's fees (such as Internet service provider access or data fees). You shall be solely answerable for any such fees and also for obtaining any equipment that's required to access the website. it's your responsibility to determine whether any information or materials downloaded from the website are free of viruses, worms, Trojan Horses, or other items of a potentially destructive nature.
Because we don't supervise or control interactions between Users and bank/financial institutions , and since we've very limited control, if any, over the legality, truthfulness or accuracy of assorted aspects of the website or services, you agree that you just bear all risk and you comply with release SHONGJOGyou (and their directors, shareholders, agents, employees, affiliates, subsidiaries, and bank/financial institutions ) (actual and consequential) of each kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, now and within the future, arising out of or in any way connected along with your use of the services, your interactions and transactions with bank/financial institutions, and our resolution of any disputes between Users.
Ability of Termination
SHONGJOGyou may, under certain circumstances and without prior notice, immediately terminate Your ability to access the website or portions thereof. Cause for such termination shall include, but not be limited to
(b) Requests by law enforcement or other government agencies.
(c) a call for participation by you.
(d) Unexpected technical, security or legal issues or problems.
(e) Participation by you, directly or indirectly, in fraudulent or illegal activities.
Termination of your access to the web site might also include removal of some or all of the materials uploaded by you to the website. You acknowledge and agree that each one termination is also made by SHONGJOGyou in its sole discretion which SHONGJOGyou shall not be prone to you or any bank/financial institution for any termination of your access to the current website or for the removal of any of the materials uploaded by you to the website.
Changes to this Terms and Conditions
We may update Our Terms and Conditions from time to time. We will notify You of any changes by posting the new Terms and Conditions on this page.
We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Terms and Conditions.
You are advised to review this Terms and Conditions periodically for any changes. Changes to this Terms and Conditions are effective when they are posted on this page.